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Disclaimer

We reserve the right to refuse any review request for any reason. AmeriSpeech is not responsible for misinterpretations of ad copy, written word, or translations thereof. By submitting a request for or asking for any review or utilizing unsolicited suggested recommendations set forth, you have acknowledged and agreed to our Terms of Use.

These Terms of Use apply to www.AmeriSpeech.com, AMERISPEECH, and Doc Neal Enterprises, LLC, as well as any other affiliated sites, digital services, or applications on which a link to these Terms of Use appears (collectively, the “AMERISPEECH Website and all communications and recommendations”) and apply to all visitors. These Terms of Use and any other terms that appear on the page from which you were directed to these Terms of Use govern your use of the AMERISPEECH Website and recommendations suggested by AMERISPEECH. By accessing the AMERISPEECH Website and AMERISPEECH recommendations, you agree to be legally bound by the Terms of Use then in effect. Please also refer to the relevant additional legal information applicable to your country.

These Terms of Use and the information and materials contained in the AMERISPEECH Website and AMERISPEECH recommendations are subject to change anytime and from time to time, without notice. AMERISPEECH and AMERISPEECH recommendations may add features to or remove features from the AMERISPEECH Website at any time and from time to time in our sole discretion. Continued access to the AMERISPEECH Website following any modification in these Terms of Use will constitute your acceptance of the Terms of Use as modified.

If you do not agree to be bound by these Terms of Use, do not use the AMERISPEECH Website or its recommendations/advice.

Access Subject to Local Restrictions

The AMERISPEECH Website/Recommendations and all information and functionalities contained within them are not directed at or intended for use by any person or resident located in any jurisdiction where (1) the distribution of such information or functionality is contrary to the laws of such jurisdiction; or (2) such distribution is prohibited without obtaining the necessary licenses or authorizations by the relevant branch or affiliate office of AMERISPEECH and such licenses or authorizations have not been obtained.

Services and Products

Products and services displayed on the AMERISPEECH Website and its Recommendations may not be eligible for sale or available to residents of certain countries or certain categories of investors. Please consult the applicable terms and conditions such as sales restrictions or key specific notes for further information.

Any materials, information, or reports published, distributed, or otherwise made available on the AMERISPEECH Website or from its recommendations are published for information purposes and are subject to change at any time without notice. They have no regard for the specific investment objectives, financial situation, or particular needs of any specific recipient and should not be construed as a solicitation, offer or recommendation, to buy or sell any securities, investment, or other financial instruments, to effect any transactions or to conclude any legal act of any kind whatsoever. Unless expressly stated otherwise, all price information is indicative only. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness, or reliability of the materials, nor are they a complete statement of the securities, markets, or developments referred to herein. The materials should not be regarded by recipients as AMERISPEECH for the exercise of their own judgment. Any opinions are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of AMERISPEECH as a result of using different assumptions and criteria. AMERISPEECH is not under any obligation to update or keep current the information/recommendations contained herein nor to remove any outdated information from the AMERISPEECH Website/Recommendations or to expressly mark it as being outdated.

No Offer

All information and materials published, distributed, or otherwise made available on the AMERISPEECH Website and its recommendations are provided for informational purposes for your non-commercial, personal use only. No information or materials published on the AMERISPEECH Website/Recommendations constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever.

AMERISPEECH does not provide investment, legal, or tax advice through the AMERISPEECH Website, and nothing herein should be construed as being financial, legal, tax, or other advice. AMERISPEECH does not represent that any securities or services discussed are suitable for any investor. No investment or other decisions should be made solely based on the contents or information found on the AMERISPEECH Website.

Performance

The future performance of any sales or revenue cannot be deduced from previous sales and revenue, i.e., the value of a sale may fall as well as rise. An advertising/marketing adventure may also lose value due to changes in any recommendations by AMERISPEECH. AMERISPEECH cannot guarantee that any advertising/marketing change will result in increased sales.

No Warranty

Your use of the AMERISPEECH Website and its recommendations is at your own risk. The AMERISPEECH Website/Recommendation, together with all content, information, and materials contained therein, is provided “as is” and “as available,” without any representations or warranties of any kind. Any materials, information, or content accessed, downloaded, or otherwise obtained through the use of the AMERISPEECH Website and its recommendations is done at your own risk, and AMERISPEECH is not responsible for any damage to your computer systems, loss of data, or loss of sale that results from the download or use of recommendations of such material. AMERISPEECH and its affiliates expressly disclaimer all representations or warranties of any kind, whether express or implied, with respect to the AMERISPEECH Website and all materials, information, content, and functionalities contained herein, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, AMERISPEECH does not warrant the accuracy, timeliness, completeness, security, reliability, or availability of the AMERISPEECH Website or the information or results obtained from the use of the AMERISPEECH Website, or that the AMERISPEECH Website will be available at all times, or is virus-free or error-free.

No Liability

To the fullest extent permitted by law, in no event shall AMERISPEECH, Doc Neal Enterprises, LLC or our affiliates, or any of our directors, employees, contractors, service providers, or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of the AMERISPEECH Website, AMERISPEECH recommendations, or any links to third party websites.

You are solely responsible for acquiring and maintaining such electronic devices and equipment that can handle and will allow you to access and use the AMERISPEECH Website and AMERISPEECH Website/Recommendations and for taking adequate and appropriate data security measures in accordance with good industry practice to protect yourself against fraud or cyber-attacks on a continuous basis (e.g., by using the most recent browser versions, and installing recommended security patches and up-to-date anti-virus programs and firewalls). AMERISPEECH specifically disclaims all liability for any tampering with any user’s computer system by unauthorized parties or for losses or liabilities suffered by any user arising from viruses or attacks by hackers.

In no event will AMERISPEECH, Doc Neal Enterprises, LLC or our affiliates, or any of our officers, directors, employees, contractors, service providers, or agents be liable for any incidental, special, punitive, or consequential damages howsoever caused arising out of the use of the AMERISPEECH Website and its recommendations, its content, or the inability to use the AMERISPEECH Website/Recommendations.

This disclaimer of liability applies to any and all damages or injury, including those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft, destruction, or unauthorized access, whether for breach of contract, tortious behavior, negligence or under any other cause of action.

Links

The AMERISPEECH Website may contain third-party content or links to third-party websites. These content and links are provided solely for your convenience and information. AMERISPEECH has no control over, does not assume any responsibility for, and does not make any warranties or representations as to any third-party content or websites, including but not limited to the accuracy, subject matter, quality, or timeliness. AMERISPEECH shall have no liability for third-party content or websites or websites linking to or framing the AMERISPEECH Website.

Social Bookmarks

The AMERISPEECH Website may contain social bookmarks which are identifiable by means of their respective buttons. Social bookmarks allow users of certain social media platforms to post links to selected AMERISPEECH web pages on their social media accounts in order to bookmark them or share them with their social media contacts. If you use social bookmarks, you will be sending personal identifying data to the respective social media platform. Any comments or activity made by or carried out by persons using social bookmarks is not controlled, endorsed, or monitored by AMERISPEECH, and AMERISPEECH shall not be responsible or liable for such. Persons who share AMERISPEECH communications via social bookmarks are not authorized to speak for or represent AMERISPEECH, and their views and opinions must be regarded as strictly their own and not AMERISPEECH’s. In addition, the provisions in these Terms of Use relating to Links also apply to social bookmarks.

Intellectual Property Rights

AMERISPEECH and its recommendations, or the applicable third party owner, retains all right, title, and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics, and logos) on the AMERISPEECH Website. Individual pages and/or sections of the AMERISPEECH Website may be printed for personal or internal use only and provided that such printouts retain all applicable copyright or other proprietary notices. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way, whether in whole or in part, any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the AMERISPEECH Website or its recommendations for commercial or public purposes, without the prior written permission of AMERISPEECH. Systematic retrieval of content from the AMERISPEECH Website and its recommendations to create or compile, directly or indirectly, a collection, compilation, database, or directory (whether through robots, spiders, automatic devices, or manual processes) or creating links to the AMERISPEECH Website and its recommendations without the prior written permission from AMERISPEECH is strictly prohibited.

The key symbol and AMERISPEECH are among the registered and unregistered trademarks of AMERISPEECH. Other marks may be trademarks of their respective owners. Except as noted above, you may not use any trademarks of AMERISPEECH for any purpose without the prior written permission of AMERISPEECH.

Electronic Communication (E-Mail)

The Internet is a universally accessible medium. Ordinary e-mail messages sent over the Internet are neither confidential nor secure. They may be easily accessible by third parties and may entail a considerable amount of danger and risk, including (a) lack of confidentiality (e-mails and their attachments can be read and/or monitored without detection); (b) manipulation or falsification of the sender’s address or of the e-mail’s (or attachment’s) content (e.g., changing the sender’s address(es) or details); (c) system outages and other transmission errors, which can cause e-mails and. their attachments to be delayed, mutilated, misrouted and deleted; (d) viruses, worms, Trojan horses, etc. may be spread undetected by third parties and may cause considerable damage; and (e) interception by third parties.

You are therefore recommended to communicate with AMERISPEECH. In no event should you use ordinary E-mail to transmit personal or confidential information such as any account-related data.

Unless explicitly stated otherwise, AMERISPEECH does not accept any orders or instructions sent by E-mail or any other electronic messaging system.

AMERISPEECH and Doc Neal Enterprises, LLC shall not be liable to you or anybody else for any damages incurred in connection with any messages sent to AMERISPEECH using E-mail or any other electronic messaging system.

Privacy Statement

The Privacy Statement is part of these Terms of Use and is incorporated herein by reference.

Severability Clause

To the extent that any provision of these Terms of Use is found by any competent court or authority to be invalid, unlawful, or unenforceable in any jurisdiction, that provision shall be deemed to be severed from these Terms of Use, but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these Terms of Use in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these Terms of Use in any other jurisdiction.

Conflict with Additional Terms

Certain web pages or areas on the AMERISPEECH Website may contain additional terms, conditions, disclosures, and disclaimers (collectively, the “Additional Terms”). In the event of a conflict between these Terms of Use and the Additional Terms, the Additional Terms will govern those web pages or areas.

Last updated in July 2022